Terms and Conditions

1. Acceptance of Terms

By accessing and using Finanxy, you accept and agree to be bound by the terms and provision of this agreement. Additionally, when using this App's particular services, you shall be subject to any posted guidelines or rules applicable to such services.

2. Description of Service

Finanxy is a financial management application that helps users track their finances, manage expenses, and organize their financial data through various tools and features available within the application.

3. License to Use

We grant you a non-exclusive, non-transferable, non-sharable, revocable, limited license to use the App solely for personal or business use in accordance with these Terms. You may not:

• Modify, distribute, or create derivative works of the App
• Reverse engineer, decompile, or disassemble the App
• Use the App for any illegal or unauthorized purpose
• Share your account credentials with others

4. User Accounts and Registration

To use certain features of our App, you must register for an account. You agree to:

• Provide accurate and complete information during registration
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

5. User Responsibilities

You are responsible for:

• The accuracy of all data you enter into the application
• Complying with applicable laws and regulations in your jurisdiction
• Any financial decisions you make based on information from the app
• Maintaining the confidentiality of your account information

6. Premium Features and Subscriptions

Subscription Terms:

• Premium subscriptions automatically renew unless cancelled
• You can cancel your subscription at any time through your app store account
• Cancellation takes effect at the end of the current billing period
• No refunds for partial periods unless required by law

Free Trial:

• Free trials automatically convert to paid subscriptions
• Cancel before the trial ends to avoid charges
• Trial periods are subject to change

7. Financial Information and Guidance

You acknowledge that:

• You are responsible for the accuracy of all financial data entered
• Any guidance, suggestions, or information provided by the app (including AI-powered features) is for informational and educational purposes only
• Such information should not be considered as professional financial, tax, or legal advice
• You should consult with qualified professionals for important financial decisions
• We are not responsible for any financial losses or decisions based on information provided by the app

8. Data Backup and Security

While we implement security measures to protect your data:

• You are responsible for maintaining regular backups of your data
• We recommend enabling cloud backup features
• No system is 100% secure, and you use the App at your own risk
• Report any security incidents immediately

9. Prohibited Uses

You may not use our App:

• For any unlawful purpose or to solicit unlawful acts
• To violate any international, federal, provincial, or state regulations or laws
• To transmit or procure viruses, worms, or other destructive code
• To infringe upon intellectual property rights
• To harass, abuse, or harm others
• For money laundering or other illegal financial activities

10. Intellectual Property

The App and its original content, features, and functionality are and will remain the exclusive property of Artha Maevia and its licensors. The App is protected by copyright, trademark, and other laws. Our trademarks may not be used without our written permission.

11. Termination

We may terminate or suspend your account and access to the App immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the App will cease immediately.

12. Disclaimer of Warranties

The App is provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, and hereby disclaim all warranties including implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property rights.

13. Limitation of Liability

In no event shall Artha Maevia, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses, resulting from your use of the App.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes through the App or by email. Your continued use of the App after changes constitutes acceptance of the new Terms.

15. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:
artha.maevia@gmail.com